M&T Visa Classic credit card review

When you already have a reliable credit history, it may be time to look for a credit card as a financial backup. This is what you can get by applying for the M&T Visa Classic card, a flexible banking product with a 0% introductory APR for 12 payment cycles and a lower-than-usual interest rate.

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Details
APR: 18.24%
Card type: Credit card
Supplier: Visa
Card limits
Credit limit: Consult
Daily limit: Consult
Fees and commissions
Issue fee: $ 0
Replenishment Commission: Consult
Annuity: $ 0

Additional information of M&T Visa Classic credit card

M&T Bank Visa Classic credit cardWe can say that the M&T Visa Classic credit card is intended to give you the convenience of buying on credit when you need it. It is a plastic that has no annuity, which you can customize for free and offers you an intuitive management through the mobile or online banking of this financial institution.

When you are a customer of this bank, you have the option of applying for this credit card by visiting a branch or using their official website. Once you are approved, you will have access to several benefits, including:

  • Receive security alerts on your smartphone.
  • Take advantage of its chip with contactless technology to speed up your purchases.
  • The possibility of adding it to your digital wallet to make faster and more secure payments.
  • Lock/unlock it at your convenience or as a protection measure in case it is lost or stolen
  • Link it to your M&T checking account to avoid overdraft fees in case you run out of funds (NSF)
  • Obtain assistance and issue resolution by visiting a branch, calling or using electronic channels.

In summary, the M&T Visa Classic card from M&T Bank is an inexpensive, simple, practical and convenient banking product. Without a doubt, it is recommended for those who are looking for a first card and do not want to complicate with rewards programs or "too many" benefits.

With this bank you can also access other options, such as the secured card, which allows you to start or rebuild your credit history, or the M&T Visa with Rewards, which offers rewards for the points you accumulate while shopping.

Español: Tarjeta de crédito M&T Visa Classic