Additional information of KeyBank Latitude credit card
Applying for the Keybank Latitude credit card is a simple process that you can do online whether you are a customer or not.
If you get pre-approved, you will be approved within minutes. If not, you will be contacted within days or weeks. Once you are approved, you receive the card in 10 business days.
The most attractive feature of this plastic is its initial APR of 0% for 15 cycles, which is very useful for consolidating debts and making large purchases. Of course, you must execute the balance transfer during the first 60 days after approval.
The KeyBank Latitude card also includes other advantages:
- Tap ang Go (contactless) technology to pay.
- Identity theft protection and zero liability for fraud.
- Mobile banking to check your FICO score whenever you want or to block/unblock your credit card.
As for fees, there are several you should know about:
- Late payment: Up to $40
- Overdraft protection: $10
- Balance transfer: 3% or $10 minimum
- Overdue interest fee: $0.50 minimum
- Cash Advance (23.99%): 4% or $10 minimum
- Foreign transaction (except Canada): 3% in U.S. dollars
If you have a score above 650, the KeyBank Latitude credit card can be a great ally for your personal finances. However, there are many plastics on the market that you should compare before deciding on the first one you see, which you can do with Busconómico.
Español: Tarjeta de crédito KeyBank Latitude