KeyBank Latitude credit card review

Most of the most important banks in the United States offer a wide variety of credit instruments. KeyBank is no exception and within its catalog you can apply for the KeyBank Latitude credit card, which is distinguished by having no annual fee and a grace period with 0% interest for 15 payment cycles.

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Details
APR: 20.24%
Card type: Credit card
Supplier: Mastercard
Card limits
Credit limit: Consult
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of KeyBank Latitude credit card

Applying for the Keybank Latitude credit card is a simple process that you can do online whether you are a customer or not.

If you get pre-approved, you will be approved within minutes. If not, you will be contacted within days or weeks. Once you are approved, you receive the card in 10 business days.

The most attractive feature of this plastic is its initial APR of 0% for 15 cycles, which is very useful for consolidating debts and making large purchases. Of course, you must execute the balance transfer during the first 60 days after approval.

The KeyBank Latitude card also includes other advantages:

  • Tap ang Go (contactless) technology to pay.
  • Identity theft protection and zero liability for fraud.
  • Mobile banking to check your FICO score whenever you want or to block/unblock your credit card.

As for fees, there are several you should know about:

  • Late payment: Up to $40
  • Overdraft protection: $10
  • Balance transfer: 3% or $10 minimum
  • Overdue interest fee: $0.50 minimum
  • Cash Advance (23.99%): 4% or $10 minimum
  • Foreign transaction (except Canada): 3% in U.S. dollars

If you have a score above 650, the KeyBank Latitude credit card can be a great ally for your personal finances. However, there are many plastics on the market that you should compare before deciding on the first one you see, which you can do with Busconómico.

Español: Tarjeta de crédito KeyBank Latitude