7/22/2023
In Washington State you can find many ways to obtain financing for your needs. Timely credit can make all the difference in your quality of life and your financial aspirations for the future.
If you are interested in finding out how to get personal loans in Washington State, here are some helpful tips to help you get there.
You may be interested in: Personal Loans in Oregon
Where to get personal loans in Washington?
Technology is making financing more and more accessible for those with many or few resources. Crowdlending, crowdfunding, P2P, online marketplaces, fintechs and other alternatives allow you to apply for personal loans in Washington more easily. Below, we'll review some popular options.
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
- Loan amount: between $ 500 and $ 4,000
- Term: entre 30 days y 24 months
- Extra:Interest rate between 59% and 160% APRAddress: 130 E Randolph St - Suite 3400 - Chicago, IL 60601
- Loan amount: between $ 100 and $ 1,500
- Term: entre 1 days y 6 months
- Extra:Interest rate from 15% to 1,564% APRAddress: 278 East 1875 South - Roosevelt, UT 84066
Bank Personal Loans
As you may already know, in Washington and the rest of the country you can get financial allies of different kinds. Many regional and national banks are well-known institutions that are known for offering timely financing on favorable terms.
The banks with the most presence in this region are: Chase Bank, KeyBank, U.S. Bank, Bank of America, Wells Fargo, Banner Bank, WaFd Bank and Columbia Bank.
To make your choice easier, we have 2 specific recommendations:
- KeyBank. This almost bicentennial institution based in Ohio has offices in WA. Through them, you can get a quick credit of up to $5000 and you have a maximum of 7 years to pay back the money. Among KeyBank's perks, they offer a 0.25% APR discount to customers who activate automatic payment on their checking account.
- U.S. Bank. Headquartered in Minneapolis, this financial institution is the 5th largest in the country. At its Washington State branches you can get an immediate loan of up to $25,000, at an annualized rate that starts at 8.99% and you have up to 5 years to repay. You can apply online and there is no origination fee.
Online personal loans
Fintechs and other companies that promote their products on the web have expanded the range of possibilities for finding personal loans in Washington state.
While some sites are 'marketplaces' that connect you with financiers, there are other dedicated platforms where almost anyone can apply for a quick loan.
Among the best we have seen, we recommend the following:
- LightStream. This online division of Truist Bank is considered by many to be the best of the moment. This is due to its APR (4.49%-20.49%) and the fact that you can receive the funds the same day. LightStream loans range from $5000 to $100,000, with a term of up to 7 years and they ask for a minimum score of 660.
- Sofi. This is another highly rated online company that favors financing for people with a score of 680+. With an APR that goes up to 20.28% and a maximum repayment term of 5 years, through Sofi you can get from $5000 to $100,000 for emergencies or projects. If you have the credentials and can wait 2 business days for the deposit, they are a good choice.
- Upgrade. The best thing about this online lender is that it only requires a credit score of 560+, making it ideal for debt consolidation. Through Upgrade you can borrow up to $50,000 (minimum $5000), pay back the money in 3-5 years and take on fees with a maximum APR of 35.47%. In addition, you can receive the funds within one business day.
A brief overview of Washington State
As you might expect, this region of the American Northwest was named after former President George Washington. Explored by the Spanish and British, its colonization began in 1811. After years of disputes, the creation of the Washington Territory and a state constitution, its official incorporation into the union occurred in 1899.
Washington State has an estimated population of 7.86 million (ranked 13th) and is the 18th largest state (184,830 km2). Due to its geography, most of its residents live in the Seattle metropolitan area. It has 39 counties and other major cities are: Spokane, Tacoma and Vancouver.
WA's diversified economy is based on timber, water storage, electricity generation, fishing, ranching, metal mining, manufacturing, wine and more. In 2022 it recorded a GDP of $577.2 billion, a family earns on average $111,430 and a worker earns an average of $43,815 a year.
Washington is one of the wealthiest and most liberal states in the United States. It is noted for its life expectancy, low unemployment and the legalization of abortion, euthanasia and the use of medical/recreational marijuana. It was also one of the first states to allow same-sex marriages.
English: Préstamos personales en el Estado de Washington