2/17/2023
Philadelphia is a place that has played a leading role in the history of the United States. Home of the Liberty Bell and the cheesesteak sandwich, it stands out for being a thriving, cultural, educational and hard-working city.
If you are already part of its idiosyncrasy or are thinking of moving, we tell you how to get personal loans in Philadelphia (Pennsylvania).
Where to get personal loans in Philadelphia (PA)
In relation to this question, there are a variety of places you can go to apply for a personal loan in Philadelphia.
There are the traditional banks, neobanks, credit unions, online quick loans, P2P services, check cashing stores, independent lenders and other alternatives that serve you to get funding.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 50,000
- Term: entre 36 y 60 months
- Extra:Online personal loans even with bad creditInterest rate between 6.7% and 35.99% APR
Address: 2950 S. Delaware Street, San Mateo, CA 94403
Whether you can go to a conventional financial institution or not, the most important thing is to know what to expect, understand the terms of the contract and have enough money to pay it back.
If your financial situation is not the best or you do not have job stability, it is not advisable to get into debt and fall into a vicious cycle that can lead to ruin.
For your information: Personal Loans in New Jersey
Philadelphia Personal Loan Requirements
Personal loans in Philadelphia and other major cities are an opportunity to get extra money under favorable conditions. In addition to the fact that you can pay a little at a time, it is also possible to apply online in a matter of minutes and receive approval of funds the same day.
While requirements vary from lender to lender, there are several conditions that are common to most:
- Be over the age of 18.
- Show a Social Security Number or an ITIN number.
- Have a steady source of income.
- Demonstrate that you have a current address in Pennsylvania.
- Have a bank account, active phone/cell phone number and an email address.
Philly Personal Loan Terms
We are not going to list the reasons why you may need to apply for a personal loan in Philadelphia or wherever you live.
Whatever your financial situation is, you should first consider what you are going to sign, what conditions you must meet and what are those details that you should not overlook when reading a financing contract.
As we have already mentioned, there are many options to get extra money fast or in a short time. While the basics of these products are common in the United States, some policies may vary from lender to lender.
In Philadelphia, you're going to run into the following:
- Annual Percentage Rate (APR): this percentage is capped by law between 6 and 8%, but that depends on the deal. On web platforms and traditional banks, the APR can range from 4.49% to 35.99% for conventional fixed loans. If it is a payday or car title loan (illegal in PA), their rates can exceed 200%.
- Amounts and terms: in general, you are not going to get a lender that will give you more than $100,000 unless you have a small business. As for the time to repay, these installment loans can range from a few months (usually 3) to 7 years (sometimes more).
- Commissions and penalties: this part is important because it contributes to the final cost of the loan. There are companies or entities that charge you for originating/opening, for making early payments or for being late with your installment. This is why you should research well, take advantage of a resource like Busconomico and make an informed decision.
Philadelphia History
According to historical files, Philadelphia is one of the oldest municipalities in the United States. This city was founded in 1682 by Quaker William Penn to serve as the capital of the colony of Pennsylvania.
It is an iconic place because it played a key role in the American Revolution and served as the setting for the signing of the Constitution and the Declaration of Independence by the founding fathers.
Today, it is part of the state of Pennsylvania, being the 6th most populous city in the nation with 1.6 million and the most populated city in the state.
It is part of Philadelphia County, its urban area is home to 6.1 million people and boasts a workforce of 3 million employees.
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The city of Philly is known for being an economic and academic center par excellence. This is reflected in its annual GDP, which is around $450 billion.
According to the 2019 census, the average household earns an income of around $46,900 and someone who is employed earns an average salary of just over $27,900.
This city is also recognized for its artistic and cultural scene, gastronomy and 67 historical sites, being a tourist destination visited by more than 45 million every year.
Along with its sculptures (Rocky) and urban parks, it is home to many structures that first emerged: its library, hospital, medical school, university, stock exchange and zoo.
English: Préstamos personales en Philadelphia (PA) cerca de ti