7/27/2023
For many, a constant is not having an unlimited amount of resources to live as we want or without worries. Borrowing is an essential part of how the world works and having options is always appreciated.
If you reside in the state of Kentucky or plan to spend some time there and need access to financing for a variety of purposes, whether it's buying a car, paying for school, consolidating debt or renovating your home, you'll want to know how to get personal loans in Kentucky.
Where to get personal loans in Kentucky?
Today there are many online/offline lenders that can help you get timely financing. Along with Busconomic's database, you can check out fintechs, online marketplaces, crowdfunding/crowdlending sites and more.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
Below, we leave you with some traditional and some more modern alternatives for getting personal loans in Kentucky.
Best Traditional Banks in Kentucky
Faced with the vast number of personal loan options in this state, choosing the right one can take time. For this reason, we've taken it upon ourselves to recommend 3 brick-and-mortar alternatives if you prefer to deal with a physical national or regional bank with a solid reputation.
- Fifth Third Bank. This bank's unsecured personal loans start at $2,000 and go up to $50,000. The maximum APR is 35% and you have up to 5 years to repay. You can also opt for a secured loan, which goes up to $500,000. There is no prepayment fee or closing costs and with automatic payment you get a 0.25% discount.
- PNC Bank. The best thing about this financial conglomerate is that they do not charge you a prepayment or origination fee. With them you can get from $1000 to $35,000 and the term ranges from 6 months to 60 months to repay. The APR with this bank ranges from 5.99% to 30.24%.
- Truist Bank. Through this national institution you can obtain a rate ranging from 8.14% to 18.99%, a maximum amount of $50,000 (minimum $3500) and a repayment time of 5 years. The best of this option is the 0.5% discount if you use autopay; funds deposit in one business day; zero origination, prepayment or late payment fees; and no minimum income required to apply.
Best online lenders
Similarly, we leave you with a short list of online platforms that offer personal loans in Kentucky and are well rated for the flexibility of their conditions.
Best Egg
Best Egg fast loans are recommended for those who want to make home renovations or repairs. Under the parent company Marlette Holdings Inc, this company offers fast financing in 47 states. Mind you, you need a minimum score of 700 and an annual income of at least $50,000.
The best thing about this option would be:
- Gentle consultation.
- Disbursement in one business day.
- 0.5% discount with autopay.
- No prepayment fees.
Upgrade
Upgrade's immediate loans are considered the best for debt consolidation. It is a financing that goes up to $50,000, with an APR of 5.94% to 35.47% and a maximum repayment term of 5 years. Although it charges you an origination fee, it has several points in its favor:
- Soft inquiry.
- Minimum score of 560.
- 1% discount with autopay.
- No minimum deposit required.
- No prepayment fees.
This online platform is known for offering the best conditions for those with bad credit or no credit history. The APR starts at 3.22%, you have up to 60 months to pay back the money and you can apply for a maximum of $50,000.
In addition to being available in 48 states and requiring you to have an income of $12,000 annually, Upstart has other highlights:
- Soft consultation.
- Joint loans.
- No prepayment fee.
- Minimum credit score of 300.
Brief background on the state of Kentucky
It is not known for sure where the name of this territory comes from. Some say it means '(on) the prairie' (Iroquian) and others 'Land of our fathers' (Algoquian).
In any case, Kentucky became part of the American union in 1792 as the 15th state when it seceded from Virginia. It is known as the bluegrass state because of a particular grass introduced by Europeans.
The commonwealth of KY is divided into 120 counties, its capital is Frankfort and the largest cities are Lexington and Louisville. Some 4.51 million people live in this state, most of them concentrated in the Lousville-Jefferson County metropolitan area (1.26M).
The state is located in the eastern half of the US and borders the states of Missouri, Illinois, Indiana, Ohio, West Virginia, Virginia and Tennessee.
Known for its tobacco plantations since the 14th century, Kentucky's economy has diversified. In addition to excelling in agricultural and livestock production, it is a center for manufacturing, medical facilities and fuels.
KY's top tourist attractions are the world's largest cave system in Mammoth Cave National Park and its variety of navigable interstate waters.
Home of the famous Kentucky Fried Chicken, its culture is known for moonshine, bluegrass music, clogging, coal and horse racing.
English: Préstamos personales en Kentucky en español