4/25/2023
Chase Bank is one of the largest banks in the United States and, in addition, offers a wide range of checking and savings accounts with various particularities according to the needs of each one.
Opening an account at Chase Bank is not complicated and here we show you how to do it and the requirements you will need to become a customer of the entity.
How to open an account at Chase Bank?
The process of opening an account at Chase Bank can vary depending on whether you do it online or in person.
Most Chase Bank accounts give you the opportunity to open an account online. It's a simple process that takes just a few minutes and can be done from wherever you are using the bank's website or mobile app.
You should know that instruments such as deposits, joint or student accounts have an age limit and may require other documents in addition to the usual ones needed by the financial institution to verify your age, identity and address.
To open an account at Chase Bank follow these steps:
- Choose the account you want. First, find out about the accounts offered by the institution and choose the one you are interested in, whether it is a savings account, checking account or even both.
- Check the requirements. Now that you've chosen Chase Bank, you should make sure you meet the requirements they ask you to meet. Generally, you must be over 18 to do this and you will need a parent/representative for a student account if you are a minor. In the case of a joint account, both must come to the bank with their documents in order.
- Make the application. You can do this in person or through the Chase website. Whichever you choose, it is a quick and easy process, in which you will have to enter your personal information and provide the necessary documentation.
Whether at Chase Bank branches or online, the process will only take a few minutes if you have all the necessary documentation. Once completed, you will be able to use your bank account freely and, if necessary, you will receive your debit card in a few days.
Requirements to open a Chase Bank account
In order to open a checking or savings account with this bank, you must first meet a series of conditions for your application to be approved, although they are easy to meet for most people:
- Be over 18 years of age.
- Be a U.S. citizen or be legally residing in the country.
- Have the minimum initial amount to open the corresponding account.
- Provide the documentation requested by the bank to prove your identity.
- Provide your contact information, such as your full name, address and telephone number.
Documentation to open an account with Chase Bank
In order for the bank to make sure that you are who you say you are and that you reside in the United States, they may ask for the following:
- ITIN or Social Security Number
- Verification of current address. The document must show where you are currently living, so you have options such as bank statements, mortgage papers, lease agreement or utility bills, such as electric, gas, water or internet.
- At least 2 government-issued IDs (driver's license, passport, state ID).
- Student checking accounts require proof of enrollment from an eligible academic institution, such as acceptance letter or student ID.
- Application. As with any other account, an application must be completed online or in person. When you submit or submit it to the system, the lender will review your banking history and review your credit file before approving you.
- Initial deposit. Some Chase accounts have no minimum deposit and others do. Depending on the one you want, at Busconómico you can see what they will ask for. When you apply, you can make this payment in several ways: cash, ACH transfer or debit card.
What checking accounts does Chase Bank offer?
This financial institution offers a wide variety of checking accounts, so we recommend that you get well informed before opening one to know which one is the most convenient for you.
With all of them you have free access with your debit card to more than 17,000 ATMs and nearly 5,000 Chase Bank branches in the United States.
In addition, you can use online banking and the bank's cell phone application to operate your accounts and cards, and you can also use Zelle to make payments to any friend or family member with a bank account in the United States.
Chase Total Checking Account
This is the account with the largest number of customers, due to its versatility and simplicity. With this account you have full functionality to deposit and withdraw money, as well as direct debits and payments automatically, deposit and issue checks and pay bills.
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
The account charges a monthly fee of $12, which you can avoid if you meet any of these requirements:
- Receive deposits from another financial institution for a minimum of $500 per month.
- Maintain a minimum daily balance of $1,500 in the account.
- Maintain a minimum daily balance of $5,000 in combined balances between the different accounts, deposits and investments at Chase Bank.
You can learn more about this account and sign up for it through their website.
Chase Secure Banking Account
This is a simple checking account that charges you a monthly fee of $4.95, which you can't avoid, but at the same time you won't be charged for depositing checks or money orders, nor will you be charged overdraft fees, since they are not allowed.
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
With Chase Bank's Secure Banking account, you can do business just like any other checking account, with a free debit card for purchases and cash withdrawals, but no checkbook and no standard check writing.
Other Chase Bank accounts
In addition to those mentioned above, this bank also offers other checking and savings accounts that you can open both in branches and online. We list them below in case you want more information about each one of them, by clicking on the More info button:
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
Checking account with full functionality that remunerates the balance and allows unlimited free checks to be issued.
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
Checking account with full functionality that remunerates the balance and allows unlimited free checks to be issued.
Checking and investment account with multiple services, such as free transfers, withdraw money at ATMs, stock market operations, etc.
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
Checking account with full functionality that remunerates the balance and allows unlimited free checks to be issued.
Checking and investment account with multiple services, such as free transfers, withdraw money at ATMs, stock market operations, etc.
Savings account that remunerates the balance from the first dollar and with total availability of your money
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
Checking account with full functionality that remunerates the balance and allows unlimited free checks to be issued.
Checking and investment account with multiple services, such as free transfers, withdraw money at ATMs, stock market operations, etc.
Savings account that remunerates the balance from the first dollar and with total availability of your money
Checking account for youngers under 18 with no commissions and allowing basic operations to its owner
Checking account with free debit card and the ability to avoid the monthly fee in several ways.
Checking account with debit card and with a monthly fee that you cannot avoid but that exempts you from other usual charges
Checking account with full functionality that remunerates the balance and allows unlimited free checks to be issued.
Checking and investment account with multiple services, such as free transfers, withdraw money at ATMs, stock market operations, etc.
Savings account that remunerates the balance from the first dollar and with total availability of your money
Checking account for youngers under 18 with no commissions and allowing basic operations to its owner
Checking account for children under 17 that allows basic operations to be carried out and does not have a maintenance fee.
Español: Cómo abrir una cuenta en Chase Bank