Banks and accounts

What is an Escrow Account and how does it work?

The use of escrow accounts is becoming more and more widespread, it is very likely that on several occasions you have heard its name or you have been asked for it when paying for an important purchase. If so, but you do not fully understand what it is about, this post is to clarify all the doubts ab..   

What is ChexSystems and how to get a free report?

Within the U.S. financial system there are several agencies and government agencies that perform important functions. Thus we find ChexSystems, which is the equivalent of the FICO credit scoring system, but for accounts. If you do not know exactly what this entity does, we tell you how it affects yo..   

How to open a savings account for your child?

As personal finance specialists, we always try to encourage good financial habits in adults, young people and the very young. From the time children begin to learn the value of money, parents do well to encourage saving. If you want to know how to open an account for your child, here are all the det..   

What are money market accounts?

Knowing the different banking instruments available can be important for those who want to better manage their personal finances. Not unlike savings accounts, money market accounts are attractive products that can give you a little more versatility. That's why we're interested in unveiling t..   

What is a certified check and where to get it?

In this digital era, traditional forms of payment that are known to offer a certain guarantee for those who decide to use them still prevail. In this category we find the certified check, which should not be confused with a cashier's check. You may be interested in: How to write a check? Due to ..   

What are joint bank accounts and how they work?

As you move forward in a relationship with another person, the financial issue becomes important if you both want to move in together or get married. This may mean sharing bills and starting to save for future plans. With the prospect of a life together, managing your finances should be a priority. ..   

Using your credit cards with digital or virtual wallets

As the world's leading retailers embrace the latest technologies, people are joining the trend. Most of us, in one way or another, are becoming more and more familiar with digital wallets, also known as virtual wallets, and what they can do. That's why we want to delve deeper into the use of..   

What are AllPoint ATMs and how to use them?

The ATM network of the various banks in the United States is an important resource for people to have access to cash. It is a dynamic system that adapts to the needs of users and can continue to expand. AllPoint ATMs have been integrated into this network and we will tell you what makes them special..   

How to cancel a check?

In this digital era of progress and digital payment systems, checks still remain valid because they are convenient and even preferred by businesses. However, the disappearance of one of these titles for malicious reasons or human error, merits that you avoid its cashing. You may be interested in: Ho..   

What happens to a bank account when the account holder dies?

Personal finances are an integral part of our lives, even in circumstances involving death. Knowing what happens when the holder of a bank account dies is important in order to be forewarned of this misfortune. In order to clarify this situation, we will discuss its basic points.May interest you: Wa..   

How to write a check?

Once considered a sophisticated form of payment, bank checks have had to give way to other forms of payment that are more convenient and easier to use. However, you may at some point have to use one for a gift or pay at a site that only accepts this form of payment. That's why it's important..   

Chase Bank Mobile App review, how to download and use it

Large banks know that, in order to compete with fintechs and neo banks, they have to strive to improve access to technology. With more and more millennials and new generations preferring their smartphones, phablets and tablets, they have to up the ante. This prompted the Chase Mobile app, which we w..