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When we look for and compare a checking or savings account to manage our money, one of the main features we are interested in is that it does not charge us fees for the usual operations, because nowadays it is not easy to find a bank that does not apply a monthly fee or demand a series of conditions to not charge you commissions.
Capital One is one of the few financial institutions that allows you to sign up for checking and savings accounts that do not charge monthly fees or other expenses such as transfers or for using online banking.
Their accounts are all online, so they can be contracted from its website or through the bank's application for smartphones, as well as manage and operate them without having to go to a bank branch. However, you can also go to Capital One's branches to sign up and operate with their accounts.
In addition, all their accounts offer a high profitability from the first dollar, with total availability and without requiring any minimum balance to avoid commissions.
The interest rate offered by its savings and checking accounts is well above the industry average, even multiplying by 5 the usual profitability.
In the case of online checking accounts, which also remunerate the balance, debit cards are free and you can withdraw cash with no cost at any Capital One ATM.
The bank also has several accounts for minors, which allow the youngest members of the household to get into the habit of saving and managing their money, with interesting returns that are also above average.
In the opinion of Busconómico's experts, Capital One's accounts are among the best you can open in the United States today, due to the absence of fees and their excellent interest rates.
Español: Cuentas de Capital One sin comisiones