How to obtain prepaid cards without social security?

In general, issuers of debit, credit and prepaid cards in the U.S. require social security numbers from those who apply for these products.

Although this requirement does not apply to all plastics, these companies use this measure to prevent fraud and identity theft. If you don't have an SSN, you can find credit cards with ITIN, without a social security number, on Busconómico. And in this article we focus on prepaid cards without SSN.

To get an SSN, you have to prove both your identity and U.S. citizenship. Non-citizens still have the opportunity to access the ITIN or Individual Taxpayer Number, which is somewhat similar.

However, few banks accept it to open any type of account. Because of this, we will show you which prepaid cards you can get without social security.

How to get a prepaid card without SSN?

The first thing you should know is that you will usually need a social security number to get a prepaid card. These products can be applied for at banks or authorized sites.

While some plastics require an SSN as proof of identity or to apply due to the Patriot Act, with others you can use an alternative document:

• TIN: Tax Identification Number.
• EIN: Employer Identification Number.
• ITIN: Individual Taxpayer Identification Number.

When it comes to obtaining a prepaid card, you only need to be of legal age and have the money to purchase it. This type of plastic is reloadable, so you can use the funds to pay in any way that is convenient for you.

Although you don't have to have a bank account, having one can sometimes speed up the process.

What are the best prepaid cards without SSNs?

The basics of getting a prepaid card without Social Security involve knowing the requirements and the issuing companies that offer these products. Although this list is not as extensive as we would like, it serves to give you a clear idea of what you can find in the country's financial market.

American Express Bluebird Prepaid Debit Card

This plastic from this well-known issuer is very easy to obtain and use. The best thing about this banking product is that during the application process they do not require a credit inquiry, it has no monthly fees and you can obtain it with your ITIN.

It also offers other benefits:

• No annuity.
• Includes roadside assistance service.
• Allows transactions abroad at no cost.
• Supports various forms of online and offline recharge.
• Accepted worldwide at authorized merchants.
• Allows direct deposit in advance (up to 2 days in advance).
• Provides purchase protection against damage or theft for up to 120 days.
• Access to the MoneyPass ATM network with 30,000 ATMs in the USA.
• Allows free transfers to other Bluebird accounts and you can add cash at Walmart.

American Express / Visa Serve Prepaid Debit Card

This card has no hidden fees and does not require a credit inquiry when you apply for it. It is a simple and hassle-free way to pay or shop. This product also stands out for other reasons:

• No annuity.
• Free use of Bill Pay.
• No minimum balance required.
• Accepted at Amex affiliated merchants.
• Various online and offline reload methods.
• Advance direct deposit (up to 2 days in advance).
• Access to the MoneyPass ATM network with 30,000 ATMs nationwide.
• Monthly fee of $0 when you add $500+ per month ($6.95 when less).

Cheese Prepaid Debit Card

To obtain this prepaid card you will only need a passport number, a U.S. address and a valid visa. An interesting aspect of this product is that it gives 10% cash back every time you use it. Along with this, it also includes other advantages:

• No annuity.
• It gives you a $5 bonus when you order it.
• Free app for iOS and Android.
• Advance direct deposit (up to 2 days in advance).
• No fees for incoming transfers, ATM usage and minimum balance.
• Ability to donate to the fund for NGOs and underprivileged Asian communities.

The Mango Prepaid Mastercard

When you do not have permanent residency or you are an exchange student, this prepaid card without SSN may be your best option. This is because you can apply for it with your National Identification Number (NIN) or personal code.

The highlight of this plastic is that it does not include credit inquiry and you can link it to a high yield account (APY 6%).

In addition to the above, the Mango prepaid card stands out for the following:

• It has no hidden fees or charges.
• Online handling for greater security and convenience.
• Accepted at any Mastercard affiliated merchant.
• Gives you the opportunity to open a savings account with as little as $25.
• Reload through PayPal, Green Dot Bank affiliated stores, direct deposit and more.

Getting prepaid cards without social security is very helpful when you want to manage your finances properly. If you are looking for other similar banking products, be sure to visit us at Busconomico.

Español: ¿Cómo obtener tarjetas prepagadas sin seguro social?