7/4/2023
There are currently 390 different banks in the state of Texas, which is a very high number and we analyze here the best banks in Texas, taking into account customer reviews, the number of branches, the products they sell and the quality of those products.
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The best banks in Texas have a good mix of products and services for a variety of needs, competitive interest rates, manageable account requirements and modern account management tools.
Every customer has different needs, and some may value big banks with a large branch and teller network best, but others value online banking or a good savings account APY.
But the big banks are not always the best valued by Texas customers, and the Hispanic public may prefer a regional bank, but with Spanish-language service in its branches. Keep in mind that the Spanish-speaking population is almost 30%, with a large concentration in major cities such as Dallas, Houston, San Antonio and Austin.
Frost Bank
Frost Bank is a Texas-only bank with a 150-year history, serving customers in more than 170 offices throughout Texas.
In satisfaction surveys of Texas banking customers, Frost Bank always comes out on top. In the most recent survey, its score was 755 out of a possible 1,000, well above the second place bank.
It's the bank for anyone looking for great customer service, but also attractive interest rates and few requirements to avoid maintenance costs.
Capital One
It is not the bank with the most branches, it is not among the big giants in the USA, but its rapid expansion since its birth has made it highly valued throughout the country, but the valuation of Capital One in Texas is much higher than in the rest of the states.
In Texas it has a good network of branches and a large number of ATMs where withdrawals can be made free of charge. Capital One has been able to combine online banking and banking with personalized attention in branches, and therefore receives good ratings from customers who work online and those who work in branches.
Capital One's savings accounts are highly valued, among which the Capital One 360 account stands out. It has high rates on accounts and CDs, with its CDs being among the best in the U.S., as are the accounts, but that combined with good in-branch service.
Woodforest National Bank
According to surveys it is the third best rated bank, it is a bank that is present in few states, but in Texas it has a large presence with more than 200 offices.
It perfectly combines online banking with traditional banking with great customer service, which is the combination that allows it to be among the best banks in Texas according to customers.
Woodforest National Bank is characterized by its community-oriented approach to building loyalty, competitive banking products and personalized relationships with its customers. On their own website they state "We are committed to earning customer loyalty by providing the highest level of customer service, as well as competitive products and services by employees who are fair, responsive and professional."
They are totally focused on personal customers and small businesses.
Chase Bank
Chase Bank is the second largest bank in Texas by number of branches, it currently has 670 branches spread throughout Texas, making it one of the best banks in Texas for those looking for a wide network of branches to work throughout the state.
In addition to being the second by branches, it is the fourth preferred by Texas customers, it is the bank of choice for those customers who want to have their money in a big bank.
A large bank, with a huge customer base and numerous products and services available to its customers.
Prosperity Bank
Prosperity Bank is a financial institution that offers its products in the states of Texas and Oklahoma, in Texas it has 290 offices to serve its customers throughout the state's cities. It is headquartered in Houston and manages assets of more than $35 billion.
Prosperity Bank's philosophy is oriented towards community banking, personalized customer service and offering solutions that simplify daily financial transactions. It is ranked No. 5 among the top-rated banks in Texas.
In addition to offering traditional banking products for depositing and borrowing, they also offer credit/debit cards, cash management, wealth management, mortgages, trusts, investment vehicles and more.
Wells Fargo Bank
Wells Fago is the bank with the largest presence in Texas, the only one with more than 500 branches. It is one of the largest American banks with a presence throughout the country. Despite not being in the TOP10 of the best rated banks in Texas, it is a bank with a huge presence in the cities, which in the end makes millions of Texas citizens choose this bank.
As a large bank, it offers many ATMs and branches throughout the U.S., ideal for those traveling outside of Texas.
Customers who choose Wells Fargo give priority to being able to operate anywhere in the country in person or at ATMs, even with average products and even with fee-based accounts. Also suitable for those looking for a wide range of financial and investment products.
First National Bank Texas
First National Bank Texas is a bank founded more than 120 years ago and is well known among Texans for being present in every city for many years.
Although it is a small bank, it has a strong presence in the Texas community and promotes personalized customer service and tailored banking solutions to its customers, especially among small businesses.
First National Bank Texas provides a good mix of personalized service and affordable products. Its Business Checking account is ideal for companies just starting a small business.
Bank of America
It is one of the world's banking giants with branches and ATMs all over the U.S. to serve its customers almost anywhere in the U.S. It is well regarded by the Texas community and is ranked among the best banks in Texas. It is highly valued by the Texas community and appears in the rankings among the best banks in Texas.
In Texas it has 339 customer service offices and a large network of ATMs.
It is a bank that is highly valued and in demand by customers who are looking for a large bank with a national and international presence, customers who are looking for the best guarantees and a wide range of financial, savings and investment products.
Bank of America has also intensified its online presence so that its customers can operate without leaving home, it is even possible to deposit checks online without having to go to a branch.
Español: Los mejores bancos de Texas, los más populares