Additional information of Woodforest Checking account
The minimum you need to open a Woodforest Checking account is $25 and to be of legal age. This financial resource includes a handling fee, but you can avoid this fee by maintaining a daily balance in excess of $100 during the month or by receiving direct deposits from your employer or other source.
This interest-free checking account is backed by more than 780 branches and a network of more than 850 ATMs where Woodfores National Bank operates. Withdrawing money at a Woodforest ATM costs nothing, but at another bank's ATM, the fee is $2.
Here are the most common fees associated with this account:
- Stop payment: $35
- Closing the account: $25
- Overdraft: $32 each time
- Debit card replacement: $10
- Debit card setup: $15 (one time only)
- Paper statement: $3 (free digital statements)
- NFS or non-sufficient funds: $32 per returned item
- Overdraft Transfer (linked to an account): $5
- Debit Card Cash Advance: $2 per transaction
As for the availability of deposited funds, they are usually left overnight if you have less than 180 days with this entity. If your relationship exceeds 6 months, they may be available the same day. Some deposits appear almost immediately:
- Transfers
- Direct Deposits
- Credit transaction with POS accounts
- Cash deposits at the teller's office or ATM (exceptions may apply)
If you need a simple banking product, the Woodforest Checking account may offer you the operability you need. With this bank you have other alternatives, such as the Choice Checking account.
Español: Cuenta Woodforest Checking