Additional information of Choice Checking account
To open the Woodforest Bank Choice Checking account you need to be of legal age and make a $25 deposit. If your balance falls below $100 on one or more days, you are charged a $10 maintenance fee. The same happens if it falls below $750, with the fee being $7.50. In addition, if your balance exceeds $1,000 per day, you get interest on your money.
You may be interested in: PNC Bank Checking Accounts
This interest-bearing checking account is backed by a network of 850+ ATMs and more than 700 branches where Woodforest National Bank has a presence. There is no fee to withdraw money at a Woodforest ATM, but withdrawing money at another bank's machine costs $2.
Regarding the availability of deposited funds, they will appear the next day if you have been with this entity for less than 6 months. If your linkage exceeds 180 days, they will be available the same day. Other deposits are almost instantaneous:
- Transfers
- Direct deposits
- Credit transaction with POS accounts
- Cash deposits at the teller or ATM (there may be exceptions).
The most frequent fees for this account, are:
- Stop payment: $35
- Account closure: $25
- Overdraft: $32 each time
- Debit card replacement: $10
- Debit card setup: $15 (one-time)
- Paper statement: $3 (free digital statements)
- NFS or non-sufficient funds: $32 per returned item
- Overdraft Transfer (linked to an account): $5
- Debit Card Cash Advance: $2 per transaction
Choice Checking may be the ideal banking product for those who live in one of the 17 states where Woodforest Bank operates.
Español: Cuenta Choice Checking de Woodforest National Bank