Additional information of Safe Debit Account
The U.S. Bank Safe Debit account is a basic payment account that does not offer many features, but it allows you to easily operate online or at the bank's branches, as well as to sign up for other bank products, such as credit cards, mortgages or personal loans.
To use this account you will have to make an initial deposit of $25 USD, but then you will not have the obligation to maintain any minimum balance, since the monthly fee of $4.95 USD cannot be avoided and you will have to pay it without excuses.
This account also has no system to avoid overdrafts, since it does not support them, so any charge or bill that exceeds the amount in your account will be rejected. This avoids overdraft fees or transfers to cover overdrafts from credit lines or other accounts, but your bills will remain unpaid.
In addition, with this banking account you will have free access to your credit score through the Internet, being able to access a simulator that will show you how your score will vary according to the actions you take, such as taking out a loan or cancelling a debt.
Español: Cuenta Safe Debit de U.S. Bank