Additional information of TD Signature Savings Account
If you want to sign up for a TD Bank's Signature Savings Account, you will need to be of legal age and have a green card or U.S. citizenship. At the time of signing up for this product, you can complete the process by filling out the online form, visiting a branch or calling 1-888-751-9000.
This savings account with various interest rate levels has a standard interest rate of 0.01% APY for any amount you have and gives you dividends with a balance of $0.01 and above. When you link a checking account, mortgage, credit card or eligible Heloc, you get the following rates:
- $0.01 to $9,999.99: 0.01% APY.
- From $10,000 to $24,999.99: 0.05% APY
- From $25,000 to $49,999.99: 0.10% APY
- From $50,000 to $99,999.99: 0.15% APY
- From $100,000 to $249,999.99: 0.20% APY
- 250,000 or more: 0.25% APY
This savings account includes a $15 maintenance fee that you can avoid in 3 ways:
- Opening it as an IRA
- Maintaining a minimum daily balance of $10,000
- Linking a Beyond Checking or Relationship Checking account.
Along with the above, this financial instrument also stands out for not charging you some usual fees in services such as:
- Stop Payment
- Cashier's checks
- Payment orders
- Excess withdrawals/transfers (limit of 6 per month)
- Transactions at other ATMs (other fees apply)
TD Bank's Signature Savings account has good incentives for you to save as much as you can for an emergency fund, future projects or eventual retirement.
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