Additional information of Simply Free Checking account
As a traditional institution, the only way you can apply for the Simply Free Checking account is by visiting a Prosperity Bank branch.
According to Prosperity Bank, it is a 15-30 minute process. Along with the minimum deposit, you must be over 18 years old (if you live in Texas) and you will need the following:
- A valid ID: Passport, state ID or driver's license.
- Other ID: Birth certificate, Social Security card, voter registration card, visa, passport or business ID.
This interest-free checking account is notable for having no maintenance fee and no minimum daily/monthly balance requirement. There are more advantages associated with this banking product:
- No-cost mobile/online banking.
- Mastercard contactless debit card
- Online request for personalized checkbooks
- Near-instantaneous check deposits through your phone
- Receive alerts, eStatements and other notifications
- Overdraft protection to reduce your spending
- Link Apple Pay to your devices
As for withdrawals, transactions at other banks' ATMs cost you $3. Automatic overdraft coverage for this account goes up to $300 and you're eligible after 30 days.
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Each overdraft is worth $35 and is deducted from that limit. If the charge is for less than $5, the reduced fee is $5. If your balance drops below zero during the month, there is a $20 penalty.
We like the Simply Free Checking account because it has a lot to offer and can be almost free to operate.
English: Cuenta Simply Free Checking de Prosperity Bank