PNC Bank's Virtual Wallet Spend Account

Pack of bank accounts that includes a checking account (Spend), a reserve account (Reserve) and a savings account (Growth), all three of them interest-bearing.

It is a product designed to make it easier for you to manage your personal finances, offering you all the functionality and a small return on your savings.


Other featured accounts:

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Commissions
Account management: $ 15 monthly. Can be avoided with a balance of $2,000 in Spend and Reserve account or income of $2,000.
Check deposit: Consult
Check writing: Consult
Transfers: $ 25 to other banks and $15 from other banks.
Profitability
APY: 0.04%
Rate of interest: Fixed
Interest settlement: Monthly
Advantage
Checkbook: With checkbook
Requirements
Minimum deposit: $ 25

Additional information of Virtual Wallet Spend Account

Now you can get $200 when you open a Wallet account, and up to $400 in its Select version!

PNC Virtual Wallet accountPNC Bank Virtual Wallet with Performance Spend account package is a superior version of the Virtual Wallet standard package, which also offers the three bank accounts: the Spend account for your daily income and expenses, the Reserve account to save money for your next important expenses, and the Growth savings account, with which you will get a return on your money from the first dollar.

There are several differences with the Virtual Wallet account. On the one hand, the monthly fee is $15 dollars, and the conditions to avoid it are also higher, since you will have to have an average balance between the Spend and Reserve accounts of at least $2,000.

You can also save it if you have a qualifying income of at least $2,000 USD per month or if you have a combined balance in deposits in the PNC that amounts to $10,000.

On the other hand, you will receive an $8 discount on checks with personalized designs and cashier's checks are free.

It also offers a remuneration for the balance of the Spend checking account that exceeds $2,000 dollars.

As with the Virtual Wallet, the Performance Spend also offers a free debit card with which you can make purchases at any merchant and withdraw cash at ATMs, free at PNC ATMs.

Español: Cuenta Virtual Wallet Spend de PNC Bank