PNC Bank Virtual Wallet checking and savings account

PNC Bank Virtual Wallet Account

Three bank accounts in one, on the one hand, you have the Spend, a checking account with full functionality in which you can direct deposit your income and expenses.

On the other hand, the Reserve, another checking account designed for you to set aside the money you need to pay future expenses and with a small remuneration. And finally, the Growth savings account, which offers you more profitability.

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Commissions

Account management:	$ 7 monthly. Can be avoided with a balance of $500 in Spend and Reserve account or incomes of $500.
Check deposit:	Consult
Check writing:	Consult
Transfers:	$ 25 for outgoing transfers and $15 for incoming ones.

Profitability

APY:	0.03%
Rate of interest:	Fixed
Interest settlement:	Monthly

Advantage

Checkbook:	With checkbook

Requirements

Minimum deposit:	$ 25

Additional information of Virtual Wallet account

Now you can get $50 when you open a Wallet account, and up to $400 in its Select version!

PNC Bank offers a very practical solution for you to manage your money efficiently and easily. This is the Virtual Wallet account pack, with which you have three different products that complement each other to manage your personal finances.

We are actually talking about three different accounts:

Spend. The main checking account that offers you full functionality to deposit and withdraw money whenever you want, through the teller window of a PNC Bank branch, through electronic transfers, using your free debit card, through checks, direct deposit of income and expenses, etc.
Reserve. This account is designed to hold the amount you plan to spend in the short term, such as the next mortgage or personal loan payment, utility bills or a major purchase for which you don't want to run out of cash. When it's time to spend, just transfer the money back to the Spend.
Growth account. This is a savings account that offers you a small return on your savings, starting from the first dollar. In addition, you can get a higher return if you meet certain requirements.

The monthly cost of enjoying the Virtual Wallet account package is only $7 USD, and you can avoid it if you maintain a minimum average balance of $500 in the Spend account and in the Reserve account, or if you receive an income of at least $500 dollars from your company or from an external agency. You will also save the monthly fee if you are 62 or older.

Español: Cuenta Virtual Wallet de PNC Bank

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