PNC Bank's Virtual Wallet Select account review

Two current accounts and a savings account that form a pack in which each account has its own function. The Spend account for day to day life, the Reserve account to save money for future expenses and the Growth account to get a small return on your savings with total security.


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Commissions
Account management: $ 25 monthly. Can be avoided with a balance of $5,000 in Spend and Reserve account or income of $5,000.
Check deposit: Consult
Check writing: 0% on PNC exclusives and $12 off on selected designs
Transfers: $ 25 for outgoing transfers and $15 for incoming ones.
Profitability
APY: 1.25%
Rate of interest: Fixed
Interest settlement: Monthly
Comment: A balance of more than $100,000 and a Relationship linkage are required to achieve a return above 0.04%.
Advantage
Checkbook: With checkbook
Requirements
Minimum deposit: $ 25

Additional information of Virtual Wallet Select account

Now you can get up to $400 when you open a Virtual Wallet Select account!

PNC Virtual Wallet accountPNC Bank Virtual Wallet with Performance Select account is designed for people with high incomes who make intensive use of the services offered by the financial institution, since it offers multiple advantages and is exempt from fees such as domestic transfers or check issuance.

It is actually a pack of three accounts, as is the case with the Virtual Wallet and Virtual Wallet Spend, a checking account for day-to-day use, with a free debit card and full functionality for direct debit payments and collections, as well as for associating the contracting of other products, such as personal loans, mortgage loans, credit cards and certificates of deposit.

The second account in the pack, called Reserve, is also a checking account into which you can transfer the money you will need in the near future to pay for upcoming expenses, so you avoid spending it by mistake and you are sure to have enough when the time comes.

The third account is the Growth, a savings account in which you can deposit the money you do not need in the short term so that it will bring you a profitability that currently can reach 1.25% APY, but you need a very high balance.

Español: Cuenta Virtual Wallet Select de PNC Bank