Key Smart Checking account review

With so many financial institutions and offers, deciding on the best banking products has its own challenges. One interesting and attractive option is the Key Smart Checking account, which stands out for being maintenance-free and requiring no minimum balance.


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Commissions
Account management: $ 0
Check deposit: Consult
Check writing: Consult
Transfers: Consult
Advantage
Checkbook: With checkbook
Requirements
Minimum deposit: $ 10

Additional information of Key Smart Checking

What KeyBank wants with the Key Smart Checking account is for you not to worry about all the frequent impositions you find in these instruments. That's why they promote a simple management product, free of annoying fees and limits that don't let you manage your finances the way you want.

Key Smart Checking accountIn this sense, you only need $10 to open this checking account, it has no management fee, the minimum balance is $0, the minimum for a transaction is $0 and you have paper checks when you need them.

Among its most relevant benefits, it is worth mentioning:

  • Mobile banking. Through the app provided by the bank, you can manage your money with any of your favorite devices. This allows you to perform different online operations, such as transferring money to your contacts, paying bills, depositing checks, verifying balances, receiving notifications and more.
  • Debit card. Essential to pay, this plastic offers you all the advantages of the MasterCard brand. Along with its security chip, it also includes Tap & Go technology so you can pay quickly and conveniently.
  • Branches and ATMs. KeyBank is one of the most important institutions in the U.S., which is why it has more than 1,000 branches throughout the country. In addition, it offers you the Allpoint ATM network, which includes some 40,000 ATMs.

Keep in mind that if you decide to close the Key Smart Checking account before the 180 days are up, there will be a $25 fee and you may be charged other fees.

On paper, KeyBank's Key Smart Checking account looks like the financial management tool we all wish we had. Even so, we invite you to review other similar alternatives in Busconómico to know for sure if you are making the right decision.

Español: Cuenta Key Smart Checking