Additional information of Premier Checking account
The First Citizens Bank Premier is a checking account that you can open online, from the bank's website or from its mobile app.
You can also open it by going in person to one of the hundreds of offices that the bank has in one of the following states of the union: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, West, Virginia and Wisconsin.
With this account you have check writing and also a debit card with which you can pay in stores and through the Internet. It also allows you to withdraw cash at First Citizens Bank ATMs, free of charge.
Another advantage of Premier Checking is that it remunerates your balance, currently at 0.05% APY, and also improves the profitability of the time deposits you contract with the bank.
How to avoid the maintenance fee?
The bank applies a monthly fee of $18 that you will not pay if you meet any of the following requirements:
- Direct deposit income of at least $4,000 per month.
- Maintain a minimum daily balance of at least $5,000 in First Citizens accounts.
- Have a mortgage line of credit of at least $25,000.
- Have a consumer loan of more than $10,000.
As you can see, it is not a checking account for everyone, but with First Citizens Bank you can have the simpler Free account with no maintenance fee.
Español: Cuenta Premier Checking de First Citizens bank