Additional information of Smart Advantage account
The BMO Harris Smart Advantage Checking account can cost between $0 and $5 per month, depending on the services you choose to sign up for.
Maintenance costs $2 when you use paper statements, $3 if you request check images, or $5 if you have both. If you don't want to pay anything, you must subscribe to digital statements.
The main features offered by this interest-free checking account can be summarized in the following list:
- Use of Zelle
- Unlimited free transactions at 40,000 Allpoint ATMs
- Unlimited transactions at online/offline merchants using your debit card
- The ability to get cash at a BMO Harris ATM using your smartphone
- Digital banking for you to check balances, make transfers, pay bills and more
- Access to the Total Look tool, which lets you manage your account online from another bank
- 0.5% interest rate discount on a home equity loan using Bill Pay
Using this banking product, withdrawing money from a non-bank ATM has a $3 fee. Other common fees are:
- Overdraft: $36
- Money order: $5
- Cashier's check: $10
- Non-sufficient funds (NFS): $36
- Foreign transaction: 2.8% of the amount.
The BMO Harris Bank Smart Advantage account doesn't pay you interest, but it does give you convenient operability when you need it. In case you want to compare, Busconomic is the place to find reviews of the best options on the market.
Español: Cuenta Smart Advantage de BMO Harris Bank