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Financing is one of the main lubricants for the economy and, in the case of families, it allows them to meet various expenses without having the amount and being able to pay back the money in installments of up to several years, with the corresponding interest.
Banks are the main marketers of personal loans to individuals, and here we analyze those offered by First Citizens Bank in the United States.
This bank offers a wide range of consumer loans. With it you can obtain loans and home equity lines of credit, which use the value of your home as collateral in order to offer you higher amounts and lower interest rates. Unlike mortgages, these loans can be used for any need.
It is also possible to obtain unsecured personal loans, to be used for home improvements and other purposes.
The credit cards offered by the bank can also be used to finance small purchases, having also a secured card that you can ask for with bad credit, to rebuild it or even start your credit history.
For car purchases, specific auto loans are also available from First Citizens Bank, with up to $200,000 and a 7-year repayment term, no prepayment fee and competitive interest rates.
For more information about First Citizens Bank loans, you can apply through the bank's website, but you will have to go to one of the hundreds of branches it has in more than 20 states to apply for a loan.
Español: Préstamos personales del banco First Citizens