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First Citizens Bank offers an interesting range of credit cards that offer a variety of features so you can choose the one that best suits your needs.
All of them offer various forms of payment, either at the end of the month, through a fixed monthly payment or by financing specific purchases.
In addition, most of them give you back a portion of the amount of your purchases, either in the form of cash back or by accumulating points that you can then exchange for various gifts.
It also offers a secured credit card, which can be contracted by anyone who provides the minimum deposit as collateral, even if they have no credit history or a very low credit score. It is a highly demanded instrument for those who want to start or rebuild their credit score.
As if that were not enough, the Secured Cash Back from First Citizens Bank also offers a 1% cash back on most purchases, something that other banks do not usually offer in this type of product, such as the U.S. Bank or the secured card from M&T Bank.
The Travel Rewards card allows you to earn bonus points on travel and dining, the Cash Rewards card gives you 1.5% back on all purchases, and the Rewards card credits you points, with extra for select categories.
With First Citizens Bank you can also find the Smart Option credit card, which does not offer rewards, but allows you to get a lower interest rate than the rest for your deferred purchases.
Español: Tarjetas de crédito y débito del banco First Citizens