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Citibank is one of the largest banks in the United States and the world, offering a wide variety of banking products for individuals and businesses, as well as a wide range of investment products.
In this list you can consult the information of the different mortgages and home equity loans offered in our country, analyzed by our specialists so that you can know their characteristics and decide for one or the other.
With mortgage loans offered by Citibank you can finance the purchase of a new or used home, whether it is your first, second or third residence. In addition, these products also allow you to refinance your current mortgage and thus obtain better conditions that result in savings on commissions and interest.
The financial entity allows you to contract fixed-rate mortgages, with a duration of between 10 and 30 years, and adjustable-rate mortgages (ARM), with a lower first fixed interest period, which can last between 3 and 10 years.
On the other hand, you can use the value of your home to obtain liquidity in the form of home equity loans and home equity lines of credit.
With these loans you get money that you can use for whatever you want, although the most common is to use them to make renovations, buy furniture or finance projects for which you need a large sum of money.
The advantage of this type of home equity loan is that you can get lower interest rates, larger amounts and longer terms than with traditional personal loans.
However, Citibank is currently not accepting new applications for its home equity loans, as market conditions are not right for the bank's business.
How to apply for a Citibank mortgage
In order to apply for one of the mortgage loans offered by this bank you have the option of doing it online, by going to the bank's website and filling out a form with your details so that an advisor can contact you.
Another option available to you is to go to a Citibank branch near you to speak personally with a Mortgage Loan Originator (MLO) who will guide you through the process and paperwork.
English: Préstamos hipotecarios de Citibank