6/12/2023
Updated
Fast or short-term financing is a valuable resource for the family economy, no matter where you live in the United States.
In this case we are going to focus on the state of Missouri, showing you the options for getting personal loans in this area, if you reside there or are going to be there for a while and need financing for any need.
Where to get personal loans in Missouri?
We recommend personal loans in Missouri instead of payday loans because they are more flexible and you have more time to repay. Nowadays you can get financing online or through traditional institutions to solve various emergencies.
If you don't want to leave your home because you prefer to use your mobile devices, there are several online alternatives that are reputable:
- Best Egg. This option is suitable for those with a 700+ score and is designed to renovate your home. The APR starts at 4.99%, amounts range from $2,000 to $50,000, you have up to 5 years to repay and you get the funds in one business day.
- LightStream. This financing division of Truist Bank is widely recognized. Amounts range from $5,000 to $100,000, with terms from 24-84 months and an APR between 4.49% and 20.49%. In addition to giving you same-day money, you're going to need a score of 660 or higher.
- Sofi. When your score is above 680, this platform has the flexibility you're looking for. The APR ranges from 5.74% to 20.28%, you can request a maximum of $100,000 and terms range from 12 months to 5 years. Best of all, you can receive the funds in 2 business days.
- Upgrade. The advantage of this platform is that you only need a score of 560 to apply. The maximum amount is $50,000, the APR can be 5.94%-35.47% and repayment starts in 36 months and goes up to 5 years. Another benefit is that you can receive the money the same day.
Missouri personal loans near me
Find lender locations near you with this Google map, including directions, hours, and contact phone numbers:
Missouri Bank Loans
If you prefer a more direct deal, a good alternative are the financial institutions in your area. This is because they have several branches nearby, they already have a clear idea of the needs of the population and you get a more personalized attention.
The banks with the largest branch presence in the state of Missouri are as follows:
- Amount: between $ 1,000 and $ 50,000
- Term: between 1 year and 7 years
- Interest: 8.24%
- APR: 8.24%
- Amount: between $ 1,000 and $ 50,000
- Term: between 1 year and 7 years
- Interest: 8.24%
- APR: 8.24%
- Amount: between $ 7,500 and $ 100,000
- Term: between 4 years and 6 years
- Interest: 6.39%
- APR: 6.39%
- Amount: between $ 1,000 and $ 50,000
- Term: between 1 year and 7 years
- Interest: 8.24%
- APR: 8.24%
- Amount: between $ 7,500 and $ 100,000
- Term: between 4 years and 6 years
- Interest: 6.39%
- APR: 6.39%
- Amount: between $ 2,000 and $ 50,000
- Term: between 2 years and 5 years
- Interest: 9.24%
- APR: 8.24%
- Amount: between $ 1,000 and $ 50,000
- Term: between 1 year and 7 years
- Interest: 8.24%
- APR: 8.24%
- Amount: between $ 7,500 and $ 100,000
- Term: between 4 years and 6 years
- Interest: 6.39%
- APR: 6.39%
- Amount: between $ 2,000 and $ 50,000
- Term: between 2 years and 5 years
- Interest: 9.24%
- APR: 8.24%
- Amount: From $ 500
- Term: 0 months
- Interest: Ask
- APR: Ask
Other regional banks you may be interested in borrowing from include:
With that said, here are 3 suggestions:
- BMO Harris. With this institution you can get between $1000 and $35,000 with terms ranging from 12 to 72 months. Although you don't have to be a customer, they do charge a $75 administrative fee to process the process.
- MidWest BankCenter. When you have a good credit score and don't need a large sum, this bank can lend you a hand. Loans with this financial institution are limited to $5000 and they give you up to 5 years to repay.
- PNC Bank. This regional institution is one of the largest in the country and offers you amounts from $1,000 to $35,000 with terms between 6 and 60 months. If you need up to $100,000, you can apply for a secured personal loan.
Requirements to apply for financing in MO
Now that you have seen some reliable alternatives, we will tell you what you might be asked to do the procedure following the provisions related to KYC. The usual information would be:
- Name
- Address
- Annual income
- Date of birth
- Social Security Number
- Valid official identification
- Verification of employment status
- Proof of income (bank statements, pay stubs, etc.)
A brief history of the state of Missouri
The name of this territory comes from the homonymous river, whose meaning would be 'those who have made canoes'. After being included by the French in Louisiana in 1735, it passed into the hands of the Spanish and was later bought by the USA.
Later, this region would be admitted to the union as a slave state through the Missouri Comprise of 1820. Today, Missouri is bordered by 8 states: Iowa, Illinois, Kentucky, Tennessee, Arkansas, Oklahoma, Kansas and Nebraska.
Its geographic extension is the 21st in the country and it has a population of 6.16 million, occupying the 19th place. It is made up of 114 counties, its capital is Jefferson City and the most important cities in terms of development are: Kansas City, St. Louis, Springfield and Columbia.
Missouri's economy is based on industries such as agriculture, aerospace, beer, food processing, manufacturing, mining, chemicals and transportation equipment.
As a result, its GDP in 2021 reached $295.73B, ranking 22nd in the nation. In MO, a family earns on average $57,290 and an employed person receives an average of $31,835.
Nicknamed the 'cave state' for its more than 6,000 caves, it is visited by millions of tourists a year for its natural beauty. This state was fundamental for the westward expansion, represented by the Gateway Arch. Along with a culture that blends the vision of the Midwest/South, MO was the birthplace of ragtime, Kansas City jazz and St. Louis blues.
Español: Préstamos personales en Missouri en español