In this category you can consult all kinds of articles and current news related to savings. You will be able to find out about the latest products to make your money profitable and read advice and recommendations to save in your day-to-day life and get a cushion of money that allows you to live more peacefully.

What is a brokerage account?

What is a brokerage account?

Unlike checking or savings accounts, brokerage accounts are the instrument we need to be able to invest in stocks, options, mutual funds and other financial products. In brokerage accounts we will deposit the money we want to use to invest, and once deposited we can buy and sell stocks, ETFs, funds ..   
How to invest in gold? 4 ways to buy and sell

How to invest in gold? 4 ways to buy and sell

Gold has always been an investment that protects us from rising prices because its price always rises equal to or more than inflation itself. That is why gold increases in demand and price in times of crisis. In the current crisis the demand for gold began to rise after the appearance of Covid-19 in..   
What is the EBT card (Electronic Benefit Transfer Card)?

What is the EBT card (Electronic Benefit Transfer Card)?

For those who have not heard, the Supplemental Nutrition Assistance Program (SNAP) replaced the famous food stamps with the EBT (Electronic Benefits Transfer) card. This modernization has also favored the inclusion of other programs in this system and here we tell you their most relevant details. Yo..   
How to open a Wells Fargo checking or savings account?

How to open a Wells Fargo checking or savings account?

Wells Fargo is one of the largest financial institutions in the United States and has branches in most states, so you're sure to find one near you. Opening an account with Wells Fargo is a fairly simple process, which you can do either from their branches or online using their website or mobile ..   
What is the 401(k) retirement plan in the United States?

What is the 401(k) retirement plan in the United States?

A 401(k) retirement plan is a retirement savings plan offered by many U.S. employers that also reduces your IRS tax bill. Thus the 401(k) is an employer-sponsored retirement account into which the worker can also contribute extra income, and employers can match contributions. Not all U.S. companies ..   
What is an Individual Retirement Account (IRA)?

What is an Individual Retirement Account (IRA)?

IRA accounts can be a very helpful financial instrument for those who have a good retirement plan in mind. For many people in the U.S., retirement is most often associated with the 401(k). However, 33% of the workforce does not have access to this benefit, having to save on their own for this purpo..   
What are the Health Savings Accounts (HSA)?

What are the Health Savings Accounts (HSA)?

We can guess that Health Savings Accounts (HSA) or medical savings accounts help you to save money related to these kind of incidences. The thing is that not everyone has access to these instruments in the United States, because the law requires you to be enrolled in a HDHP (high deductible health p..   
What is a Certificate of Deposit (CD)?

What is a Certificate of Deposit (CD)?

In today's financial universe there are many products to diversify your capital, save and obtain dividends. Thus we find Certificates of Deposit (CDs), which we will discuss in more detail. What is a certificate of deposit? In principle, we can establish that a certificate of deposit or CD repr..   
How to open a savings account for your child?

How to open a savings account for your child?

As personal finance specialists, we always try to encourage good financial habits in adults, young people and the very young. From the time children begin to learn the value of money, parents do well to encourage saving. If you want to know how to open an account for your child, here are all the det..   
What are money market accounts?

What are money market accounts?

Knowing the different banking instruments available can be important for those who want to better manage their personal finances. Not unlike savings accounts, money market accounts are attractive products that can give you a little more versatility. That's why we're interested in unveiling t..   
Ways to deposit money into a bank account

Ways to deposit money into a bank account

When you have a savings or checking account at the bank, you surely have a source of income to deposit funds to help you with your expenses or projects. There are many ways to carry out this procedure, but curiously not all of them are known or well used. That's why we'll give you options an..   
What can multiple bank accounts do for you?

What can multiple bank accounts do for you?

There is no doubt that in order to achieve your personal goals, you need to be in the habit of saving and organizing your finances as best as possible. While many experts recommend having only one bank account, others propose having several. Since it comes down to what works best for you, here we w..   
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