Additional information of TD Essential Banking account
TD Bank Essential Banking account is available to legal U.S. residents over 13 years old. When you are under 17, you need a legal representative as a co-owner to sign up for this product.
You can apply by visiting a branch, calling 1-888-751-9000 or using the online form.
This interest-free checking account has no maintenance fee for account holders between the ages of 13 and 17. When you turn 18, the monthly fee is $4.95 and there is no way to avoid it. In addition to this, this financial instrument provides you with several benefits:
- It has no overdraft protection so you only spend your balance.
- Includes a contactless debit card with alerts and blocking controls.
- Online and mobile banking to make your regular transactions or pay with Bill Pay/Zelle.
- Access to more than 1100 branches, 24/7 live customer service and an extensive ATM network.
- Educational resources for you to learn how to budget, manage debt, achieve financial independence and more.
In addition, here are some of the costs for some of the most commonly used services:
- Returned payment: $15
- Money orders: $5
- Cashier's checks: $8
- Transactions at other ATMs: $3
- Transaction abroad: 3% of the amount
- Paper statements (free digital): $1
TD Bank's Essential Banking account has everything you need to conveniently and flexibly manage your income if you're under 18. Too simple for you? You can choose other options from TD Bank, like TD Beyond Checking, or from other banks, like Chase Bank accounts.
Español: Cuenta Essential Banking del TD Bank