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Although most banks in the United States offer fairly low returns on their savings products, there are entities that allow you to get a good return on your money, as is the case of the online financial Sallie Mae.
In addition, it is common that the banks that offer the best interest rates are usually online entities, such as Ally Bank or CIT Bank.
With Sallie Mae you have the SmartyPig savings account and the High-Yield Savings account, both with an APY well above the market average. In addition, it also offers a Money Market account and time deposits with very good returns.
The opening of these accounts is very simple, through the bank's website you can apply and complete the process completely online, with very few requirements, without a minimum amount and with your money always available.
In addition, Sallie Mae savings accounts have no administration or maintenance fee and allow you to withdraw money 6 times a month.
Your money will be protected by the FDIC, with which you are guaranteed at least $250,000. It is a totally safe way to get a return on your money without exposing yourself to any risk.
Español: Cuentas de ahorro de Sallie Mae