Additional information of Personal Checking account
If you want to obtain a Personal Checking account from Prosperity Bank, it is essential that you visit one of their branches. Once you are attended by a bank agent, the process should not take more than 30 minutes. You must be over 18 years old to apply.
The documentation they ask you for is very simple:
- A valid ID: State ID, driver's license or passport.
- Other identification: Birth certificate, business ID, voter registration card, visa, Social Security card or passport.
This interest-free checking account guarantees you the use of their mobile/online banking through their highly rated app or through their website. It also includes other benefits you should know about:
- Free Bill Pay (collection status).
- Notifications, eStatements, and other online services.
- Deposit checks by taking a picture of them with your phone
- Overdraft protection up to $600 (available after 30 days)
- Mastercard debit card with contactless technology
- Phone banking through FastLine service
- Apple Pay for your devices
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With this banking product, the overdraft fee costs you $35 per item. If at any time during the month, your balance shows an amount less than $0, there is a $20 penalty (negative balance fee). When you want to withdraw money from an ATM outside of Prosperity's network, the fee is $3.
Prosperity Bank's Personal Checking account may be the one for you if you're not looking for interest and want full operability. If you are not convinced by this financial product, Busconomico has many more in one place.
Español: Cuenta Personal Checking de Prosperity Bank