Additional information of EZChoice Checking
The requirements for the M&T Bank EZChoice checking account are not complicated. All you need is $25 to open, be 18+ years old, a legal U.S. resident or U.S. citizen and have a valid Social Security number.
At the time of application processing, you will need the following:
- Email
- Active phone number
- Current address
- Full Name
- License Number
- Date of Birth
- Bank or debit card information to fund the account
Please note that this checking account is only available to residents of the states in which M&T Bank operates: Connecticut, Delaware, DC, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia and West Virginia.
It is a financial instrument with free statements (digital/paper) with unlimited check writing and debit card to purchase or withdraw money at ATMs.
It also includes a debit card with chip and contactless technology that you can personalize and affiliate with Apple, Google, Samsung, Garmin and FitBit Pay through online/mobile banking.
M&T Bank has a network of about 1,000 branches where it operates and more than 1,800 ATMs nationwide. These you can use at no cost, but if you want to use machines from other banks, it costs $3 plus the ATM fee. There are other fees associated with this account:
- NTF or insufficient funds: $38.50.
- Overdrafts (up to 5 per day): $38.50 (+$5)
- Transactions abroad: 3% of the amount
M&T Bank's EZChoice account offers you a modern and simple management for your basic transactions. It can be a convenient banking product if you live where this financial institution operates.
Español: Cuenta de cheques EZChoice de M&T Bank