M&T EZChoice Checking account review

Updated

There are many banking products to manage your current expenses and income, but we suggest you review them carefully. M&T Bank's EZChoice checking account is ideal if you want basic functionality with unlimited checks, are looking for a customizable debit card and want to enjoy zero monthly usage fees.


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Commissions
Account management: $ 0
Check deposit: Consult
Check writing: Consult
Transfers: $ 32 for transfers to other banks, incoming transfers $16.
Advantage
Checkbook: With checkbook
Requirements
Minimum deposit: $ 25

Additional information of EZChoice Checking

The requirements for the M&T Bank EZChoice checking account are not complicated. All you need is $25 to open, be 18+ years old, a legal U.S. resident or U.S. citizen and have a valid Social Security number.

M&T Bank EZChoice Checking accountAt the time of application processing, you will need the following:

  • Email
  • Active phone number
  • Current address
  • Full Name
  • License Number
  • Date of Birth
  • Bank or debit card information to fund the account

Please note that this checking account is only available to residents of the states in which M&T Bank operates: Connecticut, Delaware, DC, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia and West Virginia.

It is a financial instrument with free statements (digital/paper) with unlimited check writing and debit card to purchase or withdraw money at ATMs.

It also includes a debit card with chip and contactless technology that you can personalize and affiliate with Apple, Google, Samsung, Garmin and FitBit Pay through online/mobile banking.

M&T Bank has a network of about 1,000 branches where it operates and more than 1,800 ATMs nationwide. These you can use at no cost, but if you want to use machines from other banks, it costs $3 plus the ATM fee. There are other fees associated with this account:

  • NTF or insufficient funds: $38.50.
  • Overdrafts (up to 5 per day): $38.50 (+$5)
  • Transactions abroad: 3% of the amount

M&T Bank's EZChoice account offers you a modern and simple management for your basic transactions. It can be a convenient banking product if you live where this financial institution operates.

Español: Cuenta de cheques EZChoice de M&T Bank