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Discover Bank's account catalog is not very extensive, but nevertheless, more than enough to meet the needs of any customer, since it offers all the operations of any other bank, but through the Internet and without charging the main fees.
Thus, it has a unique checking account, the Cashback Debit, which gives you 1% back on all purchases you pay for with its debit card, which is free.
In addition, it gives you access to its complete catalog of credit cards, which are very popular and recognized in the United States, and which also have no maintenance fee.
Its savings and money market accounts are also among the best you can hire, and its profitability is among the highest, comparable to those of other online banks such as Ally Bank, CIT Bank or Capital One, which also do not charge fees and offer very good APY.
In addition, with Discover Bank you also have access to IRA accounts to save for your retirement and Certificates of Deposit with a very high remuneration, with terms from a few months to several years.
The subscribing of all these products is done 100% online, as is the subsequent operation, either using the bank's website or its cell phone application, which you can find for Android and Apple devices.
In Busconómico's opinion, the accounts offered by Discover online bank, as well as other products offered by the bank, are highly recommended if you have no objection to operate online, without offices. In addition, although it does not have its own ATMs, you can use the entire AllPoint and Moneypass ATM network free of charge.
Eespañol: Cuentas corrientes y de ahorro de Discover Bank