Additional information of Access Checking account
If you want to find out if the Access Checking account from this well-known bank is right for you, consider what it offers:
- Comerica ATM or debit card
- No monthly fee to use Comerica Web Banking
- 50 minimum initial deposit (none if online)
- Check stub (4 free copies with each balance)
- 0 fee at Comerica ATMs and $2.5 fee for other banks
- Viewing, downloading and printing of eStatements
- No monthly fee for Bill Pay when using direct deposit (free for the 1st year, then $6.95)
- Rate discount for Comerica Home Equity Flexline using autopay (applies if you activate this service at the time of loan approval)
This institution is headquartered in Dallas (TX), offering its products and services to residents of Arizona, California, Florida, Michigan and Texas. In the states where it is present, the convenience is greater, something that changes in locations where it does not have a presence (e.g., fewer tellers).
Does this account allow overdrafts?
If you have a tendency to lose control of your finances, it is important to be aware of the overdraft conditions. In this case, Comerica allows you to pay while in the red. However, it costs you $26 the first time, then $33 (2nd, 3rd and 4th) and a maximum of $37 after the fifth time.
As for overdraft coverage, Comerica's Access Checking account has 3 options:
- Standard. This is the most popular and allows you to make purchases or pay bills without having available funds.
- Enhanced. This is a service you can sign up for to use your debit card overdraft, which can be useful in an emergency.
- Automatic. This option requires you to link your savings account with your checking account, so you always have money and the fees do not apply.
Español: Cuenta Access Checking de Comerica