Additional information of Budget Smart Checking account
Cadence Bank's Budget Smart Checking account comes with a $5 monthly maintenance fee that you can't avoid. On the other hand, it's a financial instrument that includes a Mastercard debit card, no minimum balance requirement and gives you the versatility of mobile/online banking to better manage your income.
Although this interest-free checking account does not come with overdraft protection, it has other interesting advantages:
- Unlimited check purchases.
- Use of Bill Pay and Zelle for personal payments
- Digital or paper statements for your records
- Access to the Spending tool for you to better calculate your budgets
- Digital wallet so you can add your debit card and pay with greater convenience.
- 24/7 phone consultation through the InfoLine (1-888-797-7711) to keep you up to date on your account
- Ability to be upgraded to a standard checking account after one year of responsible financial behavior
- Direct deposit activation to automatically receive your payroll, Social Security payment or any other recurring income
You should know that this checking account is available to those who have no debts with this financial institution or have not incurred in fraudulent activities. In this sense, it is a banking instrument focused on promoting good habits when managing personal finances.
The Budget Smart checking account can be that simple and convenient tool that will propel your economic future in the right direction. With Cadence Bank, you can also access other checking accounts, such as My Way, which does allow you to avoid the monthly handling fee and offers flexibility for overdrafts.
Español: Cuenta Budget Smart de Cadence Bank