Axos Bank Essential Checking Account review

Updated

The new generations that have grown up with technology are looking for an operability more in line with their lifestyles. Axos Bank's Essential Checking account is a sophisticated, fee-free instrument, ideal for your favorite devices and can be opened online in just 15 minutes.

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Commissions
Account management: 0%
Check deposit: Consult
Check writing: Consult
Transfers: Consult
Advantage
Checkbook: With checkbook
Comment: Reimbursement of fees charged at national ATMs.
Requirements
Comment: Legally reside in the United States with a valid physical address.
Have a Social Security Number.
A valid and current ID, such as a driver's license or state ID.

Additional information of Essential Checking Account

Axos Bank Essential Checking AccountAll you need to apply for the Axos neobank Essential Checking online account is a valid ID, Social Security number and a few minutes to fill out the online form.

Once you get it, you don't have to worry about maintenance fees, minimum monthly balance, NFS and overdraft fees.

This checking account includes a no-cost Visa debit card. Add to this the Direct Deposit Express service, which is distinguished by:

  • Being simple, fast and free
  • Allowing you to get paid up to 2 days in advance
  • Being available to customers with Essential Checking

This banking product is also known for its unlimited refunds of ATM fees within the United States. There are other advantages included that we should mention, such as:

  • P2P payments. You only need the person's cell phone number or email to pay them.
  • Alerts. Through this feature, you can set up push notifications and other alerts (email and sms) in real time.
  • Card management. Using the control panel, you can activate/deactivate your debit, request a replacement and more.
  • Bill automation. By setting up Bill Pay, you no longer have to worry about forgetting to cancel your fixed expenses.
  • Biometric authentication. As security measures, you can use facial recognition, fingerprint and voice recognition.
  • Referral program. Invite your friends to earn the welcome bonus and get $20.

Axos Bank Essential Checking account is everything you can expect from a modern digital management. This online bank also allows you to open the Cashback Checking account and the High Yield Savings account with high returns for your money.

Español: Cuenta Essential Checking de Axos Bank