TD Bank's fixed-rate mortgage loan

Mortgage loan for the purchase, construction or renovation of your home, whether it is your first or second residence. You can also use this loan to refinance your current mortgage and get better conditions.

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For financiate: First or second residence
Destiny: Purchase, construction or refinance


Interest: From 7.21% APR for a 30-year fixed mortgage
APR: 7.21%


Minimum of years: 15 years
Maximum years: 30 years
Minimum financing: Consult
Maximum funding: Consult
Maximum percentage: 80%


Investigation commission: Consult
Opening commission: Consult
Commission for advance payment: Consult
Commission for surrogacy: Consult

More information of Fixed-rate mortgage

TD Bank allows you to finance the purchase of a home or refinance it with a fixed interest rate and a term of 15 or 30 years.

TD Bank MortgagesThrough its simulators, performing several tests, we have managed to find out certain data, but it is best to perform your own simulation with the online tool provided by the bank on its website, since the rates depend on multiple factors, such as price and down payment.

With this loan you can get up to 80% of the appraisal value. If you want to get a higher percentage, you can use the Affordable Home Loans offered by the bank, such as the Fannie Mae HomeReady, the TD Right Step Mortgage or the FHA loan, which allow you to reduce the down payment to only 3%.

With a fixed-rate mortgage, the interest rate you pay doesn't change and remains stable for the entire repayment term, which can be 15 or 30 years with TD Bank. This way, you know you'll always pay the same every month, with no surprises.

To apply for this mortgage loan, you'll need to gather as much information as possible about your income, property and debt, as well as your credit score.

Contact a TD Bank agent by phone or by visiting a TD Bank store near you. He or she will guide you through the process and tell you what the terms of the mortgage will be, the maximum amount you can get, the interest rate and fees.

English: Hipoteca con tasa fija de TD Bank