M&T Bank Fixed Rate Mortgage to buy or refinance

Those looking for a new or pre-owned home to put down roots know that they must make a monetary effort to get it. With M&T's fixed-rate mortgage you have a better chance of paying for that dream home. You only need a 3% down payment and a 620 score to apply.

Reviews, evaluations and opinions of our experts on the products and services that appear on this page are totally objective and independent. Some products may be from our partners who compensate us, which may influence where and how they are displayed. Advertising disclosure.

Purpose
For financiate: First, second homes and investment properties
Destiny: Buy a home or refinance
Advantages: Minimum 3% down payment, predictable installments and various complementary programs
Interest
Interest: From 5.37% fixed rate
APR: 5.89%
Limits
Minimum of years: 15 years
Maximum years: 30 years
Minimum financing: Consult
Maximum funding: $ 500,000
Maximum percentage: 97%
Commissions
Investigation commission: Consult
Opening commission: Consult
Commission for advance payment: 0%
Commission for surrogacy: Consult

More information of Fixed Rate Mortgage

M&T Bank mortgagesIf you are someone who needs to have control over your personal finances, M&T Bank's fixed-rate mortgage gives you peace of mind. This is because you get a single interest rate for the duration of the mortgage loan, you pay fixed monthly installments and you can manage your budget with greater precision.

Among the advantages of this bank, it is worth mentioning that it offers you several traditional products and others backed by the government. For this fixed-rate mortgage loan, you have a very flexible online customer service. This means that you can install their app, talk to them via chat or communicate via email.

Although the mortgages offered by this bank are limited to certain states (CT, DE, NH, NJ, NY, ME, MD, MA, PA, PA, VT, VA, DC and WV), they include several benefits.

For example, you can use the cash-out alternative to refinance, apply for the MyTerms or Get Started options and take advantage of the fact that you are not penalized for early payments, giving you the opportunity to pay back the money early.

You may be interested in: U.S. Bank Fixed Rate Mortgage

We can say that you can tailor your financial expectations with M&T Bank's fixed-rate mortgage if you get the advice you need or explore their various plans.

Since it is not available nationwide, many will not be able to take advantage of it. In this case, you can use Busconomico's search engine to locate and compare mortgage loans that are closer to you.

Español: Hipoteca Fija del M&T Bank