More information of Fixed-Rate Mortgage
The essential thing about the First Citizens bank fixed-rate mortgage is that you can apply for it online through the bank's website. Being a fixed-rate mortgage allows you to set the interest rate during the life of this financing and know in advance how your payments will be.
To apply online, you must first open an account with this institution. Before starting the process, remember that you must reside in AZ, CA, CO, FL, GA, GA, KS, KS, MD, NM, MO, NC, NC, OK, SC, TN, TX, VA, WA or WV. You will also be required to:
- Score of 620 or higher
- 2 year work history
- No incidences of bankruptcy in the last 2 years
- Proof of funds in an account for the last 2 months.
Basic documentation would be:
- Social Security Number
- Estimated income, assets and liabilities
- Contact information for your employer
- Details related to the housing you want
Along with pre-qualification, you may be eligible for down payment assistance. This means you may be able to pay a smaller lump sum. You may also be able to use gifts, grants and other assistance to pay down or closing costs.
First Citizens Bank's fixed-rate mortgage can be that simple, flexible and secure solution that puts you in the home of your dreams. If you don't see it that way, you can count on Busconómico to find the right loan.
Español: Hipoteca Fija de First Citizens Bank