More information of FHA Home Loan
The First Citizens Bank FHA loan is backed by the Federal Housing Association (FHA). In practical terms, this means you can qualify with as little as 3.5% down, it allows you to have a lower median income, its terms are less stringent and you can choose from different options.
This mortgage loan is available to those living in AZ, CA, CO, FL, GA, GA, KS, KS, MD, NM, MO, NC, NC, OK, SC, TN, TX, VA, WA and WV. If you want to apply online, you must first create an account using the form provided by this entity.
In addition, you must meet these requirements:
- Score of 620 or higher
- 2-year work history
- No incidences of bankruptcy in the last 2 years.
- Proof of funds in an account for the last 2 months.
Also, please have the following documentation:
- Social Security Number (SSN)
- Estimated income, assets and liabilities
- Your employer's contact information
- Details related to the home you want
Unfortunately, the official website of First Citizens does not show some essential data, which is why we suggest you contact them by phone, mail or through their social networks.
First Citizens Bank's FHA loan is intended to simplify the financing of a new or used home. This mortgage loan alternative is also available in other entities and we have most of them reviewed in Busconómico.
Español: Préstamo FHA del First Citizens Bank