Here you can find all the information about mortgages and home equity loans and lines of credit offered by Bank of America to its private customers. For you to finance the purchase of a home, refinance your current mortgage or obtain liquidity for any purpose, secured by the value of your home.

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Fixed-Rate Mortgage Refinance

Fixed-Rate Mortgage Refinance

  • Interest: From 4.75% to 5.75%
  • Deadline: 30 years
Bank of America Fixed-Rate Mortgage

Bank of America Fixed-Rate Mortgage

  • Interest: From 5.125%
  • Deadline: 30 years
Bank of America Adjustable-Rate Mortgage (ARM)

Bank of America Adjustable-Rate Mortgage (ARM)

  • Interest: First years fixed-rate from 5.25% and the rest adjustable: SOFR + 2.75%
  • Deadline: 30 years
Affordable Loan Solution Mortgage

Affordable Loan Solution Mortgage

  • Interest: Consult
  • Deadline: Ask
Jumbo Loans

Jumbo Loans

  • Interest: Fixed-rate or adjustable-rate
  • Deadline: 30 years
Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

  • Interest: 6.72% APR Variable
  • Deadline: Ask
FHA and VA mortgage loans

FHA and VA mortgage loans

  • Interest: Fixed-rate
  • Deadline: 30 years
Adjustable-Rate Mortgage Refinance

Adjustable-Rate Mortgage Refinance

  • Interest: First years fixed-rate from 5.25% and the rest adjustable: SOFR + 2.75%
  • Deadline: 30 years
FHA & VA Mortgage Refinance

FHA & VA Mortgage Refinance

  • Interest: Fixed-rate
  • Deadline: Ask

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Bank of America offers a wide variety of mortgages and home equity loans for its customers, with different options in terms of interest rates, amounts and terms.

On the one hand, we can contract mortgages for the purchase of a home, whether it is your first residence, second home or a vacation home. Within this option you can opt for a fixed or adjustable interest rate.

Bankf of America Mortgage LoansThe fixed rate allows you to know from the beginning the total amount of interest you will pay, in addition to the fact that all monthly installments will be of the same value. The amortization term may be 15 or 30 years.

The variable rate, on the other hand, will change the interest rate every 6 or 12 months, following the evolution of the SOFR reference index, benefiting from its decreases, but also suffering its increases. The term is 30 years, with a first fixed rate period of 5, 7 or 10 years.

In both cases, the advanced payments will not have any penalty.

Within the mortgages to buy a house, you can take out a Jumbo loan, which allows you to borrow more than $650,000.

Bank of America also allows you to transfer your current mortgage, refinancing it to improve your current conditions, and thus save the difference in commissions and interest rates.

In addition, the entity also offers Home Equity Loans, which allow you to obtain liquidity to use for whatever you want, using the value of your home as collateral, even if you have not finished paying the mortgage.

Español: Hipotecas de Bank of America