How to apply for a Chase Bank credit card?

Chase Bank offers a wide range of credit cards for its individual customers, with multiple features and functionalities that allow you to pay for your purchases comfortably without having to carry cash on you.

In addition, with them you can also withdraw money at any ATM and enjoy various coverage for your purchases and travel, with the highest security and protection against fraud.

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Here we offer you information about Chase Bank credit cards and tell you how to apply for one of them and what their requirements are.

How to apply for a Chase Bank credit card?

Applying for a card with this financial institution is very quick and easy if you do it through the bank's website. In this way you only have to follow the next steps:

1. Choose the option that best suits your needs and payment capabilities from among the different Chase Bank credit cards.
2. Click on the Apply Now button and you will be taken to the application form where you will have to enter several personal and work information.
3. Once completed, click on Submit to send it.

Based on this information, the bank may give you an affirmative or negative answer, or your application may be placed under review for further review before responding.

If your application for a Chase Bank credit card is finally approved, you will probably have to send some documentation to verify that the information you have provided is true.

Chase card application information

To apply for one of this bank's credit cards, it is necessary to provide a series of personal information and, if the bank requires it, some documentation to prove that the information is true.

Thus, the data that you must introduce are the following ones:

• Name, surname and date of birth.
• Address: street, number, city and state.
• Tax ID number, either a Social Security Number or an ITIN.
• E-mail address and telephone number.
• Employment status: employed, unemployed or self-employed.
• Gross annual income.
• Monthly cost of rent or mortgage loan on the home in which you are residing.

Documentation to apply for a Chase Bank credit card

If you are already a customer of the bank, the application process will be very simple, you will not have to provide personal information or documentation, because the bank already knows your profile.

If you are not a customer, Chase Bank will probably ask you for some documents to verify your situation, such as:

• Proof of address, such as household bills in your name.
• Proof of income, such as a paycheck if you are employed, an unemployment benefit, or a tax return if you are self-employed.
• Other documents, such as recent bank statements, copies of identification documents, etc.

Does applying for a Chase Bank card affect my credit score?

This financial institution performs a hard credit inquiry. This is not a problem if it is only done once every few years, but if you have too many of these inquiries in a short period of time, your credit score will be affected.

You should keep this in mind, because if you apply for several credit cards in a short period of time, many hard inquiries will be made on your history and that has a negative impact.

Chase Freedom Credit Cards

Chase Freedom credit cards offer cash back on purchases you pay for with them, and you can get up to 5% back on certain services and products. In addition, there is no annual maintenance fee.

Chase Freedom Unlimited® Credit Card

With this credit card you will get cash back on all purchases you pay with it, as follows:

• 5% cash back on your travel expenses, as long as you purchase them through Ultimate Rewards.
• 3% cash back in restaurants, either in person, to take away or ordering food at home, and also in drugstores and perfumeries.
• 1.5% on all other purchases you pay for with the Chase Freedom Unlimited card.

All information on the Chase Bank website: Freedom Unlimited® Credit Card

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Chase Freedom Flex

This credit card has exactly the same features as the Chase Freedom Unlimited in both interest rates, coverage and welcome offers.

The only difference is that with the Chase Freedom Flex, purchases other than travel, restaurants or drugstores have a 1% cash back instead of the 1.5% of the Unlimited.

But in exchange you have the option to select each quarter different categories of purchases in which you will receive a 5% cash back, being able to earn a maximum of $1,500 every 3 months.

All the information on the Chase Bank website: Freedom Flex Credit Card

Chase Slate Edge Credit Card

Chase Bank recently launched this new card, with no maintenance fee, that offers multiple features and benefits to attract new customers:

• Increases your credit limit if you pay your monthly payments on time and spend at least $500 on purchases within the first 6 months of signing up.
• Reduce the interest rate you pay on your purchases and balance transfers if you spend $1,000 a year and pay your installments on time. You can get a discount of up to 2% per year.

All information on the Chase Bank website: Slate Edge Credit Card

Chase Sapphire Credit Cards

This brand of Chase Bank cards is designed especially for premium customers, with high purchasing power and who also travel a lot, as they offer many exclusive benefits and discounts on flights, hotels and restaurants.

In this case the annual fee is high and, in addition, the requirements to be able to apply are high, demanding high credit scores and high solvency.

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Chase Sapphire Preferred®

This credit card is a Visa Signature that allows you to earn points for all your purchases, which you can then exchange for multiple products and services through Chase Bank's Ultimate Rewards program.

The way to earn points is as follows:

• 5 points per dollar on your travel spending, as long as you book it through Ultimate Rewards.
• 2 points per dollar on all other travel expenses.
• 3 points per dollar on dining, takeout and delivery, online grocery stores (excluding Walmart, Target and wholesale shopping clubs) and certain streaming services (check with Chase Bank for details).
• 1 point per dollar on all other purchases.

Likewise, your points will be worth 25% more on flights and hotels you book through the Ultimate Rewards program. And every anniversary you will receive a bonus of 10% of the amount spent during the previous year.

All the information on Chase Bank's website: Sapphire Preferred Credit Card

Chase Sapphire Reserve®

This credit card is a Visa Infinite, Visa's most exclusive range, offering you an almost unlimited credit limit and a host of premium benefits such as access to airport lounges, special treatment at hotels around the world and the Visa Concierge service for 24-hour personal assistance worldwide.

With this card you also accumulate points for Chase Bank's Ultimate Rewards program, which you can later exchange for multiple benefits.

The way to earn points is by paying with it for products and services as follows:

• 10 points per dollar on hotels and rental cars you book through the Ultimate Rewards program.
• 5 points per dollar on flights purchased through the Ultimate Rewards program.
• 3 points per dollar on all other travel expenses.
• 10 points per dollar on dining offered in the Chase Dining program for Sapphire Cards.
• 3 points per dollar on dining, take-out and delivery.
• 1 point per dollar on all other purchases.

All the information on the Chase Bank website: Sapphire Reserve Credit Card

Español: ¿Cómo aplicar para una tarjeta de crédito de Chase Bank?