Savor Rewards from Capital One

Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores 1    

See new cardmember offer details below.

Want dining and entertainment rewards without the annual fee?

With SavorOne, you can earn 3% cash back on popular streaming services and takeout with a $0 annual fee.
Explore SavorOne®.

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

50% off Handcrafted Beverages

Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 6

Love dining and entertainment rewards, but don't want an annual fee?

(We don't blame you.)

The frequently asked, answered

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Customer Reviews
  • 5 Star
    78%
  • 4 Star
    13%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    3%
4.6
based on 1597 reviews
90 %
of reviewers recommend Savor Rewards
4.6
based on 1597 reviews
90 %
of reviewers recommend Savor Rewards
  • 5 Star
    78%
  • 4 Star
    13%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Best CapOne Cash Card

Enlightened One - 4 days ago

You get the most cash back with this card from CapOne, especially if you have a high credit limit and spend a lot on food, clothes and entertainment. The perks are great and I love the fact that there are no foreign tran...

Yes, I recommend this product
Yes, I recommend this product

Great customer service

Maggie 09 - 5 days ago

I had a text message from Chase that I confused with Capital One. The Capital One customer service person was clear speaking and told me what to do since I had confused the 2 companies.

Yes, I recommend this product
Yes, I recommend this product

Rewards good.

Jim78 - 5 days ago

Great returns on entertainment and dining out with family and friends!

Yes, I recommend this product
Yes, I recommend this product

The best card I’ve ever used

Rodone - 5 days ago

The reward program is great, but of equal value is the speed with which every transaction notification is sent to me. At restaurants, I get the notification before the server returns with my card. These notification...

Yes, I recommend this product
Yes, I recommend this product

Great features.

JimBob2 - 5 days ago

Always works and good benefits. People always comment on the weight. It never wears out.

Yes, I recommend this product

do not stand by their customer

roniabraham - 5 days ago

not happy with customer service in regards to charges made by a merchant in error

Yes, I recommend this product

Customer friendly

Brennan - 5 days ago

it is accepted everywhere I try to use it. I appreciate the unlimited credit line.

Yes, I recommend this product
Yes, I recommend this product

Great rewards.

Rodney A - 5 days ago

This card offers 4% back on restaurants and internet related expenses.

Yes, I recommend this product
Yes, I recommend this product

Good card for foodies

Foodieman301 - 5 days ago

Good fit for me because we eat out a lot. Love food. Good overall capital one benefits too, including travel benefits.

Yes, I recommend this product
Yes, I recommend this product

Great reward system

B0b27 - February 27, 2024

Simple to use rewards only downside is a two piece card after a while it starts separating otherwise great card

Yes, I recommend this product