OnBudget Banking®
Need a low monthly fee and no overdraft charges? No problem.
Make banking and budgeting a breeze
Less hassle, less worry, fewer fees. With no overdraft fees and a predictable monthly fee, get the tools you need to take charge and work toward financial goals. Need another reason? Enjoy unlimited transactions at in-network ATMs and customer service 7 days a week.
Account Details
Minimum Opening Deposit
Monthly Maintenance Fee
Paper Statement Fee
OnBudget Banking
Go green and go beyond typical checking
Banking that makes budgeting look easy:
- Spend without the worry with no overdraft fees
- Use Digital Banking with Bill Pay to manage finances on your mobile phone, tablet, or computer
- Move your money digitally with direct deposit, automatic withdrawals, and Zelle®
- Shop anywhere Visa is accepted with your Amegy Bank Debit Card, including support for Apple Pay® and Google Pay®
- Get cash when you need it with no charge at any Amegy Bank ATM
- Move your money digitally with direct deposit and automatic withdrawals
- Skip the branch and deposit checks through your mobile device
- Go paperless with eStatements, eNotices and eTax Documents
- Contact our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT
Check writing is not available with OnBudget Banking (OnBudget Student)
There’s a lot to like about OnBudget Banking
Visa® Debit Card
Make life simpler, reducing the need to visit an ATM, write checks or carry loose cash. All of our checking accounts are proud to feature the Visa® Debit Card, conveniently accepted at millions of merchants worldwide.
Mobile Check Deposit
Save a trip to the bank and deposit checks with your mobile phone. Respond quickly to fraud on your account with purchase and mobile alerts. Mobile check deposit requires enrollment in Online Banking.
Service and Convenience
Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.
Community Banking at Its Best
We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
Didn’t find what you were looking for? Consider these other checking options:
Have questions or need help deciding?
Our branch teams are here to help you in person, by phone or online.