Personal Loans, quick online loans up to $35,000

Intermediary platform that offers you the possibility of contacting multiple private and bank lenders to obtain personal loans online and also in cash. They get up to $35,000 even if you have a bad credit score.

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Loan benefits
Without Payroll: No
With Bad Credit: Yes
Cash: Yes
Loan limits
Minimum term: 3 months
Deadline: 720 months
Minimum amount: $ 1,000
Max amount: $ 35,000

More info about Personal Loans

Personal Loans online financing correspond to a P2P platform that puts you in contact with associated or external lenders. Since they have been in the market for several years and have an established reputation, we want to let you know the dynamics of their services.

Requirements to apply for a loan at Personal Loans

The people of this online platform claim that they accept any applicant regardless of their credit score.

However, there are a number of requirements that their partner lenders prefer. Although meeting the requirements does not guarantee an offer, you have a better chance of being contacted.

That said, try to meet the following criteria:

Personal Loans
  • Age, identification and legal status. First of all, you must be of legal age (18+), have a social security number and green card/citizenship.
  • Bank account. Most of the personal loans on this platform require a bank account because the lenders will deposit the funds directly to you.
  • Income. To secure repayment, you must be self-employed, employed full-time, or receive recurring income from disability or Social Security. Some lenders may ask you for a pay stub or other verification of capital.
  • Credit Score. Having a good score (600+) helps, but you don't need to have a good or excellent track record to qualify for this financing, you can get bad credit loans. The bottom line is to demonstrate responsible behavior and not be behind on an account, have filed for bankruptcy, have a debt you cannot pay, or have incurred a charge-off.

How Personal Loans works

As an intermediary platform, personalloans.com puts you in contact with its network of lenders so that you can obtain fast financing. Along with personal loans, there are also lines of credit and other types of financing. After accepting an offer, you can receive the funds the same day.

Among its most common terms, they usually give you from 90 days to 6 years to return the money. Also, you can expect an interest rate between 5.99% and 35.99% APR depending on who gives you the money.

On the other hand, this platform includes tribal lenders, who are subject to their own laws and may have higher rates/fees.

How to apply for a loan online with personalloans.com

Being on their website, you have to go to the application form. Once there, you enter your personal information, the amount you want ($1,000 to $35,000), your credit score, and the purpose of the funds.

You should also include your financial information so lenders (internal and external) can see it and make you an offer.

After reviewing the information, the platform's financial partners will decide whether to make you an offer or not. If so, they will invite you to fill out an application on their website.

When you receive the approval, you will be redirected to the terms and conditions of the contract, which also includes the amount and term of repayment.

During the review of the agreement, it is important that you understand the essential aspects of the agreement before accepting it. Although it is assumed that all the information about the interest rate, the term, the penalties and other elements are clearly exposed. Many people do not read well the commitment they assume.

Types of financing offered by Personal Loans

We think it is important to mention that this intermediary platform offers 3 types of personal loans and each one shows specific requirements. In addition to the fast loans that we have detailed above, we show you the other options:

Online installment loans

They are a popular alternative because their application process is fast, convenient, and without many requirements. Simply fill out an online form with basic information and then receive some offers that take into account your priorities.

Once you accept the conditions of the contract, the money is deposited into your account.

Its features look like this:

  • Minimum credit score: 580+
  • Minimum income: $2,000 per month
  • Available amount: From $1,000 to $35,000
  • Source of income: Salary, self-employment or benefits

Bank loans in person

This type of financing is intended to give you a personalized service through a request at a branch. You can give your information over the phone or fill out an online form and then complete the process in person.

Once you receive approval, they give you the money in cash at the window or deposit it directly into an account.

With this option, the criteria would be the following:

  • Minimum credit score: 580+
  • Minimum income: $3,000 per month
  • Available amount: From $1,000 to $35,000
  • Income source: Full-time or self-employment

There are a wide variety of personal loan marketplaces you can access in the United States, and personalloans.com is a trusted provider. If you want to compare other similar alternatives, we invite you to use the Busconómico database to find the best companies in the industry.

Arrow Eagle, LLC (personalloans.com) - 278 EAST 1875 SOUTH Roosevelt, UT 84066

Versión en español

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